{"id":997,"date":"2014-01-04T18:29:45","date_gmt":"2014-01-05T02:29:45","guid":{"rendered":"https:\/\/robert-russell.com\/?p=997"},"modified":"2023-12-07T09:45:46","modified_gmt":"2023-12-07T09:45:46","slug":"mortgage-loan-modification-types","status":"publish","type":"post","link":"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/","title":{"rendered":"What are Some Mortgage Loan Modification &#038; Refinance Options?"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\"><p>There are MANY different types.&nbsp; Here are a few with links to their site and\/or an explanation of the program.&nbsp; These programs can change.&nbsp; So, make sure you are looking at the most recent information\/publications.&nbsp;&nbsp; The programs\/links are current as of the day of this post.<\/p>\n<p>&nbsp;<\/p>\n<hr>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"mortgage_loan_modification_program_options\"><\/span>Mortgage Loan Modification Program Options<span class=\"ez-toc-section-end\"><\/span><\/h2><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<label for=\"ez-toc-cssicon-toggle-item-6633257d4b2b9\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6633257d4b2b9\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/#mortgage_loan_modification_program_options\" title=\"Mortgage Loan Modification Program Options\">Mortgage Loan Modification Program Options<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/#fhfa_%e2%80%9cfederal_housing_finance_agency%e2%80%9d_streamlined_modification\" title=\"FHFA (&#8220;Federal Housing Finance Agency&#8221;) Streamlined Modification\">FHFA (&#8220;Federal Housing Finance Agency&#8221;) Streamlined Modification<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/#streamlined_modification_fannie_mae_gse\" title=\"Streamlined Modification (Fannie Mae GSE)\">Streamlined Modification (Fannie Mae GSE)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/#streamlined_modification_freddie_mac_gse\" title=\"Streamlined Modification (Freddie Mac GSE)\">Streamlined Modification (Freddie Mac GSE)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/#federal_mha_%e2%80%9cmaking_home_affordable%e2%80%9d_options_%e2%80%93_all\" title=\"Federal MHA (&#8220;Making Home Affordable&#8221;) Options &#8211; All\">Federal MHA (&#8220;Making Home Affordable&#8221;) Options &#8211; All<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/#hamp_tier_1_non_gse\" title=\"HAMP Tier 1 (non GSE)\">HAMP Tier 1 (non GSE)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/#hamp_tier_2_non_gse\" title=\"HAMP Tier 2 (non GSE)\">HAMP Tier 2 (non GSE)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/#hamp_pra_principle_reduction_alternative\" title=\"HAMP PRA (Principle Reduction Alternative)\">HAMP PRA (Principle Reduction Alternative)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/#hamp_nongse_2mp_2nd_lien_modification_program\" title=\"HAMP (nonGSE) 2MP (2nd Lien Modification Program)\">HAMP (nonGSE) 2MP (2nd Lien Modification Program)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/#_hamp_fannie_mae_gse\" title=\"&nbsp;HAMP (Fannie Mae GSE)\">&nbsp;HAMP (Fannie Mae GSE)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/#hamp_freddie_mac_gse\" title=\"HAMP (Freddie Mac GSE)\">HAMP (Freddie Mac GSE)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/#fha-hud_hamp\" title=\"FHA-HUD HAMP\">FHA-HUD HAMP<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/#fha-hamp_second_lien_program_fha2lp\" title=\"FHA-HAMP&nbsp; Second Lien Program (FHA2LP)\">FHA-HAMP&nbsp; Second Lien Program (FHA2LP)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/#va_hamp\" title=\"VA HAMP\">VA HAMP<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/#usda_hamp\" title=\"USDA HAMP\">USDA HAMP<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/#haup_home_affordable_unemployment_program\" title=\"HAUP (Home Affordable Unemployment Program)\">HAUP (Home Affordable Unemployment Program)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/#%e2%80%9cin_house%e2%80%9d_modifications\" title=\"&#8220;IN HOUSE&#8221; Modifications\">&#8220;IN HOUSE&#8221; Modifications<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/#i\" title=\"&nbsp;\">&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/#mortgage_loan_refinance_program_options\" title=\"Mortgage Loan Refinance Program Options\">Mortgage Loan Refinance Program Options<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/#harp_%e2%80%9chome_affordable_refinance_program%e2%80%9d\" title=\"HARP (&#8220;Home Affordable Refinance Program&#8221;)\">HARP (&#8220;Home Affordable Refinance Program&#8221;)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/#harp_freddie_mac_%e2%80%93_gse\" title=\"HARP (Freddie Mac &#8211; GSE)\">HARP (Freddie Mac &#8211; GSE)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/#harp_fannie_mae_%e2%80%93_gse\" title=\"HARP (Fannie Mae &#8211; GSE)\">HARP (Fannie Mae &#8211; GSE)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/#fha_short_refinance\" title=\"FHA Short Refinance\">FHA Short Refinance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/robert-russell.com\/mortgage-loan-modification-types\/#_refinance\" title=\"&nbsp;Refinance\">&nbsp;Refinance<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"fhfa_%e2%80%9cfederal_housing_finance_agency%e2%80%9d_streamlined_modification\"><\/span>FHFA (&#8220;Federal Housing Finance Agency&#8221;) Streamlined Modification<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"padding-left: 30px;\"><a title=\"FHFA Streamlined Mod\" href=\"http:\/\/www.fhfa.gov\/webfiles\/25068\/StreamlinedModInit32713Final.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">http:\/\/www.fhfa.gov\/webfiles\/25068\/StreamlinedModInit32713Final.pdf<\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"streamlined_modification_fannie_mae_gse\"><\/span>Streamlined Modification (Fannie Mae GSE)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"padding-left: 30px;\">https:\/\/www.fanniemae.com\/content\/announcement\/svc1305.pdf<\/p>\n<h3><span class=\"ez-toc-section\" id=\"streamlined_modification_freddie_mac_gse\"><\/span>Streamlined Modification (Freddie Mac GSE)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"padding-left: 30px;\"><a title=\"Streamlined Mod (Freddie Mac)\" href=\"https:\/\/sf.freddiemac.com\/content\/_assets\/resources\/pdf\/other\/flex_mod_ref_guide.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">http:\/\/www.freddiemac.com\/singlefamily\/service\/streamlined_modification.html<\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"federal_mha_%e2%80%9cmaking_home_affordable%e2%80%9d_options_%e2%80%93_all\"><\/span>Federal MHA (&#8220;Making Home Affordable&#8221;) Options &#8211; All<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"padding-left: 30px;\">http:\/\/www.makinghomeaffordable.gov\/programs\/view-all-prgrams\/Pages\/default.asp<\/p>\n<h3><span class=\"ez-toc-section\" id=\"hamp_tier_1_non_gse\"><\/span>HAMP Tier 1 (non GSE)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"padding-left: 30px;\">&nbsp;https:\/\/www.hmpadmin.com\/portal\/learningcenter\/docs\/presentations\/mhaservicerwebinar_stdaltwtrfall_presentation.pdf<\/p>\n<h3><span class=\"ez-toc-section\" id=\"hamp_tier_2_non_gse\"><\/span>HAMP Tier 2 (non GSE)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"padding-left: 30px;\"><a title=\"HAMP Tier 2 (non GSE)\" href=\"https:\/\/www.hmpadmin.com\/\/portal\/learningcenter\/docs\/presentations\/mhaservicerwebinar_HAMP1_presentation.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/www.hmpadmin.com\/\/portal\/learningcenter\/docs\/presentations\/mhaservicerwebinar_HAMP1_presentation.pdf<\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"hamp_pra_principle_reduction_alternative\"><\/span>HAMP PRA (Principle Reduction Alternative)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"padding-left: 30px;\">http:\/\/www.makinghomeaffordable.gov\/programs\/lower-paymets\/Pages\/pra.aspx<\/p>\n<h3><span class=\"ez-toc-section\" id=\"hamp_nongse_2mp_2nd_lien_modification_program\"><\/span>HAMP (nonGSE) 2MP (2nd Lien Modification Program)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"padding-left: 30px;\">http:\/\/www.makinghomeaffordable.gov\/programs\/second-mortgage-help\/Pages\/default.aspx<\/p>\n<h3><span class=\"ez-toc-section\" id=\"_hamp_fannie_mae_gse\"><\/span>&nbsp;HAMP (Fannie Mae GSE)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"padding-left: 30px;\"><a title=\"HAMNP (Fannie Mae GSE)\" href=\"https:\/\/www.fanniemae.com\/media\/17481\/display\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/www.fanniemae.com\/content\/faq\/home-affordable-modification-program-faqs.pdf&nbsp; (Note: No Tier 2)<\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"hamp_freddie_mac_gse\"><\/span>HAMP (Freddie Mac GSE)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"padding-left: 30px;\">http:\/\/www.freddiemac.com\/singlefamily\/service\/mha_modification.html&nbsp; (Note: No Tier 2)<\/p>\n<h3><span class=\"ez-toc-section\" id=\"fha-hud_hamp\"><\/span>FHA-HUD HAMP<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"padding-left: 30px;\">http:\/\/portal.hud.gov\/hudportal\/HUD?src=\/hudprograms\/fhahamp<\/p>\n<p style=\"padding-left: 30px;\">http:\/\/www.makinghomeaffordable.gov\/programs\/lower-payments\/Pages\/fha-hamp.aspx<\/p>\n<h3><span class=\"ez-toc-section\" id=\"fha-hamp_second_lien_program_fha2lp\"><\/span>FHA-HAMP&nbsp; Second Lien Program (FHA2LP)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"padding-left: 30px;\">http:\/\/www.makinghomeaffordable.gov\/programs\/lower-rates\/Pages\/fha2lp.aspx<\/p>\n<h3><span class=\"ez-toc-section\" id=\"va_hamp\"><\/span>VA HAMP<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"padding-left: 30px;\">http:\/\/www.makinghomeaffordable.gov\/programs\/lower-payments\/Pages\/va-hamp.aspx<\/p>\n<h3><span class=\"ez-toc-section\" id=\"usda_hamp\"><\/span>USDA HAMP<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"padding-left: 30px;\">http:\/\/www.makinghomeaffordable.gov\/programs\/lower-payments\/Pages\/rd-hamp.aspx<\/p>\n<h3><span class=\"ez-toc-section\" id=\"haup_home_affordable_unemployment_program\"><\/span>HAUP (Home Affordable Unemployment Program)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"padding-left: 30px;\">http:\/\/www.makinghomeaffordable.gov\/programs\/unemployed-help\/Pages\/up.aspx<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%e2%80%9cin_house%e2%80%9d_modifications\"><\/span>&#8220;IN HOUSE&#8221; Modifications<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"padding-left: 30px;\">&nbsp;These are modifications offered by individual entities.&nbsp;&nbsp; You have to ask them for information on their particular program.&nbsp;&nbsp; Many mimic the HAMP program.<\/p>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"i\"><\/span>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<hr>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"mortgage_loan_refinance_program_options\"><\/span>Mortgage Loan Refinance Program Options<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"harp_%e2%80%9chome_affordable_refinance_program%e2%80%9d\"><\/span>HARP (&#8220;Home Affordable Refinance Program&#8221;)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"padding-left: 30px;\">&nbsp;http:\/\/www.makinghomeaffordable.gov\/programs\/lower-rates\/Pages\/harp.aspx<\/p>\n<p style=\"padding-left: 30px;\">HARP 3.0:&nbsp; <a title=\"HARP 3.0 Article\" href=\"http:\/\/usfinancepost.com\/harp-changes-expand-options-for-homeowners-harp-3-0-expected-in-2014-11779.html\" target=\"_blank\" rel=\"noopener noreferrer\">http:\/\/usfinancepost.com\/harp-changes-expand-options-for-homeowners-harp-3-0-expected-in-2014-11779.html<\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"harp_freddie_mac_%e2%80%93_gse\"><\/span>HARP (Freddie Mac &#8211; GSE)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"padding-left: 30px;\"><a title=\"HARP (Freddie Mac)\" href=\"https:\/\/sf.freddiemac.com\/content\/_assets\/resources\/pdf\/fact-sheet\/relief_refi_consumer_fact_sheet.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">http:\/\/www.freddiemac.com\/mortgage_help\/harp.html<\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"harp_fannie_mae_%e2%80%93_gse\"><\/span>HARP (Fannie Mae &#8211; GSE)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"padding-left: 30px;\">https:\/\/www.fanniemae.com\/content\/faq\/harp-du-refi-plus-faqs.pdf<\/p>\n<h3><span class=\"ez-toc-section\" id=\"fha_short_refinance\"><\/span>FHA Short Refinance<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"padding-left: 30px;\">http:\/\/www.makinghomeaffordable.gov\/programs\/lower-rates\/Pages\/short-refinance.aspx<\/p>\n<h3><span class=\"ez-toc-section\" id=\"_refinance\"><\/span>&nbsp;Refinance<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"padding-left: 30px;\">All the other usual options with the existing lenders in the market<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[60],"tags":[],"_links":{"self":[{"href":"https:\/\/robert-russell.com\/wp-json\/wp\/v2\/posts\/997"}],"collection":[{"href":"https:\/\/robert-russell.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/robert-russell.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/robert-russell.com\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/robert-russell.com\/wp-json\/wp\/v2\/comments?post=997"}],"version-history":[{"count":2,"href":"https:\/\/robert-russell.com\/wp-json\/wp\/v2\/posts\/997\/revisions"}],"predecessor-version":[{"id":12242,"href":"https:\/\/robert-russell.com\/wp-json\/wp\/v2\/posts\/997\/revisions\/12242"}],"wp:attachment":[{"href":"https:\/\/robert-russell.com\/wp-json\/wp\/v2\/media?parent=997"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/robert-russell.com\/wp-json\/wp\/v2\/categories?post=997"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/robert-russell.com\/wp-json\/wp\/v2\/tags?post=997"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}