HOW MUCH WILL MY PLAN PAYMENTS BE?

Generally, your payment is usually only what you can reasonably afford. In most situations, your payment is the amount you have leftover from your paycheck after you pay your basic living expenses such as rent, food, transportation, utilities, recreation, etc. Your monthly Chapter 13 Plan payment is generally based on three different factors: (1) your income and reasonable expenses, (2) the amount and type of debt you must pay during the plan, and (3) the dollar value of your non-exempt assets. Again, because you do not generally have to pay all your creditors in full, your payment in Chapter 13 is usually far less than it would be if you tried to pay all of your creditors directly yourself or through a consumer credit counseling service.

Rob Russell2021-03-12T19:31:59+00:00

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