How soon can I buy a car after bankruptcy?
Chapter 7: Technically, a Chapter 7 Debtor is not authorized to incur debt, including vehicle purchase debt, until after the entry of a Discharge Order (which occurs about three months after a case is filed). Some vehicle lenders will pre-qualify you right after filing and before discharge to make the process faster.
Chapter 13: A Chapter 13 Debtor can obtain a new car loan as long as they have Chapter 13 Trustee or Court permission. The Trustee/Courts will approve a request to incur debt to purchase a vehicle as long as it is reasonable and fits into your Chapter 13 case. This can be a little tricky (as with any Chapter 13 Plan adjustment). Please check with your attorney on the process.