Legal Resources You Can Use

Many people want  answers to their legal questions as soon as possible.  This website and this page helps you to do that.  Here is how.

Links:  Below you will find  “useful links”  that are categorized by subject in a sortable table.   You can sort by category, description and link.  If you click on a link it will open a window to a website with the useful information on that subject.  Most “useful links” have a corresponding blog/article entry that helps explain how the information at the site can be useful.

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 Useful Links

CategoryDescriptionLink
Asset ProtectionFraudulent Conveyance – RCW 19.40http://apps.leg.wa.gov/rcw/default.aspx?cite=19.40
CategoryDescriptionLink
AttorneysRobert Russell -"Superb" rating AVVO – 10 out of 10http://www.avvo.com/attorneys/98683-wa-robert-russell-19851.html
AttorneysRobert Russell – Attorney/Peer Endorsementshttp://www.avvo.com/attorneys/98683-wa-robert-russell-19851/endorsements.html
CategoryDescriptionLink
BankruptcyBankruptcy & The US Constitution – Wiki Infohttps://en.wikipedia.org/wiki/Bankruptcy_in_the_United_States
BankruptcyArticle: Bankruptcy & the Bible (#1)https://www.biblestudy.org/question/what-does-bible-say-about-debt.html
BankruptcyArticle: Bankruptcy & the Bible (#2)http://www.christian-attorney.net/bankruptcy_christian_attorney.html
BankruptcyPersonal Property Exemptions (RCW 6.15.010)http://apps.leg.wa.gov/RCW/default.aspx?cite=6.15.010
BankruptcyReal Property Exemptions (RCW 6.13.030)http://apps.leg.wa.gov/RCW/default.aspx?cite=6.13.030
BankruptcyWage Exemption (RCW 6.27.150)http://apps.leg.wa.gov/RCW/default.aspx?cite=6.27.150
Bankruptcy50 State Homestead & Other BK Exemptionshttp://www.legalconsumer.com/bankruptcy/laws/
BankruptcyWestern District of WA – Courthttp://www.wawb.uscourts.gov/
BankruptcyFederal Rules of BK Procedure (FRBP)http://www.law.cornell.edu/rules/frbp
BankruptcyMeans Test – UST – Generalhttp://www.justice.gov/ust/eo/bapcpa/means.htm
BankruptcyMeans Test – UST Position – 13http://www.justice.gov/ust/ch13
BankruptcyMeans Test – UST Position – 7http://www.justice.gov/ust/ch7
BankruptcyMeans Test – Housing – Washington Figureshttp://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Washington-Local-Standards-Housing-and-Utilities
BankruptcyMeans Test – Transportationhttp://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Local-Standards-Transportation
BankruptcyMeans Test – Food – Clothing- Otherhttp://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/National-Standards-Food-Clothing-and-Other-Items
BankruptcyMeans Test – Out of Pocket Healthcarehttp://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/National-Standards-Out-of-Pocket-Health-Care
BankruptcyMeans Test – Median Income by State (2013)http://www.justice.gov/ust/eo/bapcpa/20131115/bci_data/median_income_table.htm
BankruptcyMeans Test – Allowed Expenses (2013)http://www.irs.gov/pub/irs-utl/all_states_housing_standards.pdf
BankruptcyTax Discharge Determinatorhttps://www.taxdischargedeterminator.com/
BankruptcyBudget Worksheet by NFCChttps://www.nfcc.org/consumer-tools/budget-worksheet/
BankruptcyCh. 7 Trustee Duties+http://www.justice.gov/ust/file/handbook_for_chapter_7_trustees.pdf/download
BankruptcyResidency – Exemptionshttp://exemptionsexpress.com/
BankruptcyNational Consumer Bankruptcy Rights Centerhttp://www.ncbrc.org/
BankruptcyNational Association of Consumer Bankruptcy Attorneyshttp://nacba.org/
CategoryDescriptionLink
CalculatorsCalculatorshttp://www.nfcc.org/FinancialEducation/calculators.cfm
CalculatorsAmortizationhttps://www.nfcc.org/consumer-tools/calculators/
CategoryDescriptionLink
Chapter 1313 Trustee's Website – Debtor -Case Loginhttps://www.ndc.org/
Chapter 1313 Trustee's Website – Attorney Document Uploadhttps://www.13documents.com/login.php
Chapter 1313 Trustee's Website – Send Paymentshttp://www.chapter13tacoma.org/
CategoryDescriptionLink
Charity CareRCW Required Medical Cost Charity Carehttp://apps.leg.wa.gov/rcw/default.aspx?cite=70.170&full=true
CategoryDescriptionLink
Child SupportDCS Formshttp://www1.dshs.wa.gov/dcs/resources/forms.asp
CategoryDescriptionLink
CondoWA RCW – Condo Act (64.34 RCW)http://apps.leg.wa.gov/RCW/default.aspx?cite=64.34
CondoWA RCW – Condo Act –Release of Lienshttp://apps.leg.wa.gov/RCW/default.aspx?cite=64.34.435
CondoWA RCW – Condo Act – Liens – General Provisionshttp://apps.leg.wa.gov/RCW/default.aspx?cite=64.34.368
CategoryDescriptionLink
Consumer ProtectionWA Consumer Protection Act — RCW 19.86: Unfair practiceshttp://apps.leg.wa.gov/rcw/default.aspx?cite=19.86
Consumer ProtectionWA DOL – Look up a business/prof.http://www.dol.wa.gov/business/checkstatus.html
Consumer ProtectionNational Mortgage Settlement Websitehttp://www.nationalmortgagesettlement.com/
CategoryDescriptionLink
Credit ReportFree Credit Report – Free Annualhttps://www.annualcreditreport.com/cra/index.jsp
Credit ReportFCRA – Fair Credit Reporting Acthttp://www.ftc.gov/os/statutes/fcradoc.pdf
Credit ReportFCRA – Credit Report – How long can items be reported?http://www.law.cornell.edu/uscode/text/15/1681c
CategoryDescriptionLink
FCICFederal Citizen Information Center (FCIC) – Homehttp://www.gsa.gov/FCIC
CategoryDescriptionLink
FDICFDIC Financial Institution Lettershttp://www.fdic.gov/news/news/financial/2009/index.html
CategoryDescriptionLink
ForeclosureFFA – Article: WA DFI – Foreclosure Fairness Act Takes Effecthttp://housedemocrats.wa.gov/news/foreclosure-fairness-act-takes-effect-july-22/
ForeclosureWA RCW 61.24.030(8) CR's duties/Borrower's optionshttp://apps.leg.wa.gov/RCW/default.aspx?cite=61.24.031
ForeclosureWA RCW – Nonjudicial FC – No Deficiency Jgmthttp://apps.leg.wa.gov/RCW//default.aspx?cite=61.24.100
ForeclosureWA RCW – Judicial Foreclosure (61.12 RCW)http://apps.leg.wa.gov/RCW/default.aspx?cite=61.12
ForeclosureWA RCW – Judicial Foreclosure – Deficiencyhttp://apps.leg.wa.gov/RCW/default.aspx?cite=61.12.070
ForeclosureWA RCW – Judicial Foreclosure – Redemptionhttp://apps.leg.wa.gov/RCW/default.aspx?cite=6.23.020
ForeclosureFFA – WA Foreclosure Mediation Toolkithttp://www.everyoneiswelcome.org/housing/foreclosure/
ForeclosureFFA – WA Brochure (as of 7-2-14)http://www.dfi.wa.gov/documents/homeownership/foreclosure-fairness-act-brochure.pdf
ForeclosureFFA – WA – Guidelines & Infohttps://deptofcommerce.app.box.com/s/xw4a4peivjkg1k861effqlrays4wzwfe
ForeclosureFFA- WA DOC Website re: FFAhttps://www.commerce.wa.gov/building-infrastructure/housing/foreclosure-fairness/
CategoryDescriptionLink
GarnishmentOregon Wage Garnishmenthttp://www.oregon.gov/boli/TA/pages/t_faq_garnishments.aspx
GarnishmentWA – Documentshttp://www.courts.wa.gov/forms/?fa=forms.contribute&formID=20
CategoryDescriptionLink
HUDMortgagee Lettershttp://portal.hud.gov/hudportal/MortgageLetters
CategoryDescriptionLink
Landlord TenantGet Your Deposit Backhttp://www.washingtonlawhelp.org/resource/can-i-get-my-security-deposit-back?
CategoryDescriptionLink
Legal ResearchUS Code PLUS – Govt. Printing Officehttp://www.gpo.gov/fdsys/search/advanced/advsearchpage.action
Legal ResearchUS Code – Findlawhttp://codes.lp.findlaw.com/uscode
Legal ResearchCalifornia Code – JudgmentsEnforcementhttp://codes.lp.findlaw.com/cacode/CCP/3/2/9/d2
CategoryDescriptionLink
MortgageLoan LookUp Tool – Freddie Machttps://ww3.freddiemac.com/corporate/
CategoryDescriptionLink
OR ORSNonjudicial Foreclosure – No Deficiency Judgmenthttp://www.nolo.com/legal-encyclopedia/deficiency-judgments-after-foreclosure-oregon.html
CategoryDescriptionLink
RCWUnlawful Practice of Law (RCW 2.48.180)http://apps.leg.wa.gov/RCW/default.aspx?cite=2.48.180#
CategoryDescriptionLink
Real EstateBroker Licensed in WA?http://www.dfi.wa.gov/mortgage-brokers
CategoryDescriptionLink
Short Sale3 year WA SOLhttp://apps.leg.wa.gov/rcw/default.aspx?cite=64.04.007
CategoryDescriptionLink
SOLWA Statute of Limitations – Gnenralhttp://apps.leg.wa.gov/rcw/default.aspx?cite=4.16&full=true
SOLWA SOL – Conflict of Lawshttp://apps.leg.wa.gov/RCW/default.aspx?cite=4.18
CategoryDescriptionLink
Spouse LiabilitySpouse Liability for Debt of Other Spousehttp://apps.leg.wa.gov/RCW/default.aspx?cite=26.16.010
Spouse LiabilitySpouse Liability for Debts Incurred Before Marriagehttp://apps.leg.wa.gov/RCW/default.aspx?cite=26.16.200
CategoryDescriptionLink
TenantProtecting Tenant at Foreclosure Acthttp://www.fdic.gov/news/news/financial/2009/fil09056.html
CategoryDescriptionLink
WA Attorney GeneralWashington State Attorney General – Homepagehttp://www.atg.wa.gov/
CategoryDescriptionLink
WA DFIWA DFI – Homepagehttp://www.dfi.wa.gov/
WA DFIShort Sale Guidance for Licenseshttp://dfi.wa.gov/sites/default/files/publications/short-sale-guidance.pdf
WA DFIShort Sale Seller Advisory for Washington Consumershttp://www.dfi.wa.gov/sites/default/files/publications/short-sale-advisory.pdf
CategoryDescriptionLink
WA DOLShort Sale Guidance for Licenseshttp://dfi.wa.gov/sites/default/files/publications/short-sale-guidance.pdf
WA DOLLaw of Real Estate Agency In WAhttp://apps.leg.wa.gov/rcw/default.aspx?cite=18.86.120
WA DOLDFI Laws and Rules re: Real Estate (Brokers etc.)http://www.dol.wa.gov/business/realestate/lawsrules.html
WA DOLManaging Brokerhttp://www.dol.wa.gov/business/realestate/renews.html
CategoryDescriptionLink
WA RCWWA Statutes – Searchhttp://search.leg.wa.gov/Search.aspx