WHAT DEBTS ARE NOT DISCHARGED IN A CHAPTER 13 BANKRUPTCY?

Although a debtor is generally protected during the plan from these debts, Chapter 13 discharge does not release a debtor from debts including, but not limited to, the following:

(a) debts that are paid directly by the debts outside of the Plan, including mortgages,

(b) debts for alimony, maintenance, or support,

(c) installment debts whose last payment is due after the completion of payments under the Plan (e.g. second mortgages on the retained property),

(d) debts incurred during Chapter 13 that were not paid under the Plan,

(e) debts for restitution included in a criminal sentence imposed on the debtor,

(f) debts for criminal traffic fines (such as Driving While Suspended),

(g) debts for death or personal injury caused by the debtor’s operation of a motor vehicle while unlawfully intoxicated, and

(f) debts that qualify as a student loan.

Rob Russell2021-03-12T19:31:27+00:00

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