WHAT IF I AM TEMPORARILY UNABLE TO MAKE THE PAYMENTS?

Life still happens when you are in Chapter 13. If the Debtor is temporarily out of work, injured, or otherwise unable to make the payments required under the Chapter 13 Plan, the Trustee will normally give a Debtor a few months to get through the rough patch and come up with a plan to continue in the Chapter 13 case.

Once Debtor’s budget is again stable, Debtor proposes a new plan that addresses the missed plan payments and how the case will move forward to completion. If the Debtor cannot come up with a new plan, then the Trustee may file a Motion to Dismiss the case giving debtors at least 30 days to figure out a plan. If a Debtor cannot make a Chapter 13 work, the case can be dismissed or, in some cases, Debtor might convert to Chapter 7.

Rob Russell2021-03-12T19:32:57+00:00

My experience with Robert Russell was both thorough and professional from start to finish! Robert has the mastery of his legal discipline and was able… Read more “Both thorough and professional from start to finish!”

Mr. Russell handled our bankruptcy with kindness and no judgment. He spent the necessary time to explain our options and supported us throughout the entire… Read more “Handled our bankruptcy with kindness and no judgment”

Persistent and unrelenting! The law office of Robert Russell Law, Vancouver, Washington Bankruptcy Attorney: I have never had to tackle with anything like this in… Read more “Persistent and unrelenting!”

Robert Russell Law Office is a highly competent firm that clearly works in the best interest of their clients. I hired Mr. Russell for a… Read more “Highly competent firm that clearly works in the best interest of their clients”

I recently met with Robert Russell seeking his professional counsel. In my experience, Robert was extremely thorough, thought-out, meticulous, organized, and straightforward. Mr. Russell knows… Read more “Extremely thorough, thought-out, meticulous, organized, and straightforward”