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What is the basic difference between a (1) Note and (2) Deed of Trust?

When you buy a home, the buyer signs a Promissory Note (Note) representing the money borrowed to purchase the home. The buyer/borrower also signs a Deed of Trust (Lien), which is basically a lien against the home and allows the creditor to take and sell the home to pay the Note if the buyer/borrower defaults.

Rob Russell2020-10-28T09:17:37+00:00

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