WILL I STILL QUALIFY FOR A MORTGAGE MODIFICATION IF I HAVE BAD CREDIT?

Yes, your credit rating has very little, if anything, to nothing to do with a modification. If you were going to refinance with a third party, yes, your credit rating would potentially matter. But a modification just rewrites the debt you have with the current lender. Also, sometimes a bad credit score might help with mortgage default options.

Rob Russell2020-10-28T09:02:01+00:00

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