You don’t have to pay anything to meet with us.   The only exception might be those few with more complicated business issues (because they often take more time and have complicated issues).  If you drive for Uber or have a small home business, there is no cost to meet.   So, if you have the normal car, house, credit card, medical debts etc, it’s no cost to review the issues and options.  If you hire us, then the time spent during the initial consult is just included in the normal fee.