Real Property Valuation Part of determining the best course of action to resolve a financial issue includes a review of your assets and liabilities. A home is normally a person’s biggest asset. Therefore, it is important to know both the
Am I Disqualified From HAMP Mortgage Modification If I Did Not Reaffirm My Loan In Chapter 7?
Posted on 07.21.14
You Are NOT Disqualified From HAMP Modification Clients will sometimes tell me that their mortgage company/servicer told them they do not qualify for a mortgage modification because the client did not reaffirm their mortgage in the Chapter 7 case. That
Are You Stressed and Tired? It might be “Decision Fatigue”.
Posted on 01.14.14
WHAT DO I DO NOW?!? Posted below is an article that explains how making decisions becomes overwhelming. IN FACT, people that are experiencing financial problems might suffer more than others from “Decision Fatigue“. Money is tight and every money spending
What are Some Mortgage Loan Modification & Refinance Options?
Posted on 01.4.14
There are MANY different types. Here are a few with links to their site and/or an explanation of the program. These programs can change. So, make sure you are looking at the most recent information/publications. The programs/links are current as
USEFUL LINK: Bankruptcy & HAMP Modifications (2010 Article)
Posted on 01.1.01
Why It’s Useful: This is a link to an article discussing obtaining mortgage modifications in and after bankruptcy. Subject: Bankruptcy & HAMP Modifications (2010 Article) Useful Link: http://www.usfn.org/AM/Template.cfm?Section=Home&CONTENTID=16112&SECTION=.. NOTE: This post is one of the many “Useful Links” you will
USEFUL LINK: HUD Mortgage Letter 2008-32 (Use of FHA Loss Mitigation During Bankruptcy)
Posted on 01.1.01
Why It’s Useful: This is a link to a letter about obtaining mortgage modifications in and after bankruptcy. Subject: Obtaining mortgage modifications in and after bankruptcy. Useful Link: http://portal.hud.gov/hudportal/documents/huddoc?id=DOC_16794.doc NOTE: This post is one of the many “Useful Links” you will
Useful Link: HUD Loss Mitigation Options – HUD Mortgagee Letter 00-05
Posted on 01.1.01
Why It’s Useful: This is a link to an HUD Loss Mitigation Options letter Subject: HUD/FHA Homes – Loss Mitigation Options/Rules (Short Sale / Mortgage Modification / Deed in Lieu) Useful Link: http://www.hud.gov/offices/adm/hudclips/letters/mortgagee/files/00-05ml.doc NOTE: This post is one of the
USEFUL LINK: MHA Extension & Expansion – Supplemental Directive 12-02
Posted on 01.1.99
Why Its Useful: This document explains the expansion of MHA government programs for mortgage modification, short sales, etc. Subject: Making Home Affordable Program – MHA Extension and Expansion Useful Link: https://www.hmpadmin.com//portal/programs/docs/hamp_servicer/sd1202.pdf NOTE: This post is one of the many “Useful