How Much Does Bankruptcy Cost?

We’ve prepared this comparison chart so you can get a general idea of the major differences between Chapter 7 and Chapter 13. Every case is unique. When we meet with you, we’ll discuss your situation and make a recommendation based on your income, debts, assets, etc. The Bankruptcy Code is complex, and you need an experienced attorney like Robert Russell to help you navigate the nuances and avoid problems with your case.

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Chapter 7
Basic or Single Joint Case
$700
+ $335 Bankruptcy Court Filing Fee
Flat fee (based on the complexity of your circumstances)
Complete debt elimination
Most assets are exempt
Done in about 90 days
Usually the best option for most people
Payment Plans available for attorney’s fees
You will also be required to complete credit counseling ($0-$30)
Chapter 13
Basic or Single Joint Case
$1,300
+ $310 Bankruptcy Court Filing Fee
Debt consolidation and repayment plan
9 months to 36 months
Based on your income and expenses
A great way to deal with mortgage arrears
Good debt relief option for wage earners
No upfront cost – attorney’s fee included in Chapter 13 Plan
You will also be required to complete credit counseling ($0-$30)

Facing Debt or Financial Problems?

You can still regain control of your finances by reaching out to an experienced bankruptcy attorney in Washington. Let us help you resolve your financial issues skillfully, protect your assets with compassion, and utilize every means possible to achieve your desired results. Contact us for a free consultation today.

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