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Subject:   Fannie Mae – Loan Workout Hierarchy

Useful Link:  Fannie Mae – Loan Workout Hierarchy PDF,


Fannie Mae Workout Hierarchy

Borrowers in need of assistance should be evaluated for all available workout options based on their hardship type, duration of delinquency, and intention to stay in the property. Generally, a servicer must first consider a reinstatement when the delinquency resulted from a temporary hardship that has been resolved and servicer has determined that the borrower has the ability to bring the loan current.

These charts provide a summary of the most frequently used Fannie Mae workout options available to assist borrowers experiencing a hardship for first-lien mortgage loans. Servicers must refer to the Fannie Mae Servicing Guide for specific requirements related to eligibility…..


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