What Can You Do If You File Bankruptcy And Have a Judgment Lien On Your House?

A Creditor With A Judgment May Have a Lien Against Your Home If at the time you file bankruptcy you own real property such as a house or a bare land lot, the first thing you need to know is that

How Long Is Bankruptcy On Your Credit Report?

Fair Credit Reporting Act & Bankruptcy The federal Fair Credit Reporting Act dictates how long a bankruptcy can be listed on a credit report. Legally, a Chapter 7 can be listed ten years from the date of filing. 15 USC § 1681c.

Where is the Chapter 13 Trustee Website for Vancouver & SW Washington?

The Chapter 13 Trustee for SW Washington including Vancouver, Longview, Kelso, etc is Mike Malaier.  His website is at:  Chapter 13 Website – Mike Malaier, Trustee      

How Does The Internal Revenue Service (IRS) Collect in a Chapter 13 Bankruptcy?

Chapter 13 and IRS Debt Collection Efforts The Internal Revenue Service (IRS) follows the instruction in the Internal Revenue Manual (IRM).  Below is what the manual says about collecting debts owed by people that have filed a Chapter 13 bankruptcy

Can My Doctor Refuse To See/Treat Me If A Past Bill Was Discharged In Bankruptcy?

Can A Doctor Refuse To Provide Future Medical Services To A Patient That Has Filed Bankruptcy And Discharged A Debt Owed To The Doctor? Many people file bankruptcy to help deal with medical debts.  With the entry of the bankruptcy

Can A Debtor Get Approved To Buy A Home While In A Chapter 13 Bankruptcy?

Can A Debtor In An Active Chapter 13 Qualify For a Home Loan? Yes, it is quite possible for a debtor in an active Chapter 13 case to obtain a home loan.  Here is a link to an article that

Retired With Debt Struggles: Do I Need to File Bankruptcy?

Retired With Debt: Do I Need To File Bankruptcy? In most cases, when a person retires, their retirement income is less than their prior working income. Unfortunately, existing creditors still want to be paid on time and in full; they

How Long After Bankruptcy, Foreclosure or a Short Sale Until I Qualify for a Home / Mortgage Loan?

I represent many people that file bankruptcy, have a short sale or foreclosure. So, I get the following expected questions on a regular basis. After Bankruptcy – When Do I Qualify To Buy a Home? After Foreclosure – When Do I Qualify To

How Often Can You File Chapter 13 Bankruptcy?

How Often Can You File Chapter 13 Bankruptcy? If you want to file a Chapter 13 now, but you filed a prior bankruptcy, you can file a new Chapter 13 with the following limitations.  A New Chapter 13 Following A

How Often Can You File Chapter 7 Bankruptcy?

How Often Can You File Chapter 7 Bankruptcy? If you want to file a Chapter 7 now, but you filed a prior bankruptcy, you can file a new Chapter 7 with the following limitations.  A New Chapter 7 Following A