We Offer Video & Phone Free Initial Bankruptcy Consultations [Coronavirus (COVID-19) Concerns?]

The Corona Virus and Video/Phone Bankruptcy Consultations The Coronavirus (COVID-19) is making personal contact less safe.  Venturing out for appointments is more difficult (kids at home due to surprise school closings, limits on public gatherings, etc.).  We want you to

Notice: Corona Virus (COVID-19) – Bankruptcy 341 Meetings

We just received this notice from the Court regarding attendance at Bankruptcy 341 Meetings during this period when people are concerned about exposure to the coronavirus (COVID-19).  Yes, 341 Meetings can be rescheduled.  The Notice reads as follows: Notice from

Should I Stop Paying Creditors If I’m Going to File for Bankruptcy?

If you are current on your debts, but you know you are going to be filing bankruptcy soon, it is reasonable for you to ask if you can/should stop paying your debts now. When a Debtor files bankruptcy, the “automatic

What is the UST Bankruptcy Information Sheet Every Debtor Must Read?

Bankruptcy Information Sheet:  The 341 Meeting Requirement The United States Bankruptcy Code requires that each debtor affirm at their 341 Meeting that they have read the “Bankruptcy Information Sheet” (BIS) in order to complete the 341 Meeting.  The “Bankruptcy Information

Chapter 13: When Is My First Plan Payment Due & How Do I Pay It?

When Is My First Chapter 13 Plan Payment Due? Your first full month’s plan payment must be received by the Chapter 13 Trustee within 30 days of the date of case filing.  You can find that requirement in 11 USC §1326.

Retired With Debt Struggles: Do I Need to File Bankruptcy?

Retired With Debt: Do I Need To File Bankruptcy? In most cases, when a person retires, their retirement income is less than their prior working income. Unfortunately, existing creditors still want to be paid on time and in full; they

How Long After Bankruptcy, Foreclosure or a Short Sale Until I Qualify for a Home / Mortgage Loan?

I represent many people that file bankruptcy, have a short sale or foreclosure. So, I get the following expected questions on a regular basis. After Bankruptcy – When Do I Qualify To Buy a Home? After Foreclosure – When Do I Qualify To

How Often Can You File Chapter 13 Bankruptcy?

How Often Can You File Chapter 13 Bankruptcy? If you want to file a Chapter 13 now, but you filed a prior bankruptcy, you can file a new Chapter 13 with the following limitations.  A New Chapter 13 Following A

Can A Debtor Buy a Home While In Chapter 13 Bankruptcy?

Can A Debtor Buy a Home While In Chapter 13 Bankruptcy? Yes, a debtor is allowed to buy a home even when in an active Chapter 13 (reorganization) bankruptcy.  Here is how that can happen.   [Can A Debtor Buy

Is One Spouse Liable for the Medical Bills of the Other?

One Spouse’s Liability for Debts of the Other Here is a common scenario.  Spouse #1 goes to the doctor to have some body part fixed.  Let’s say the bill to the Spouse  for those services  is $1,000.  Twelve months later, Spouse #1 and