Retired With Debt: Do I Need To File Bankruptcy? In most cases, when a person retires, their retirement income is less than their prior working income. Unfortunately, existing creditors still want to be paid on time and in full; they
How Long After Bankruptcy, Foreclosure or a Short Sale Until I Qualify for a Home / Mortgage Loan?
Posted on 09.22.15
I represent many people that file bankruptcy, have a short sale or foreclosure. So, I get the following expected questions on a regular basis. After Bankruptcy – When Do I Qualify To Buy a Home? After Foreclosure – When Do I Qualify To
How Often Can You File Chapter 13 Bankruptcy?
Posted on 07.20.15
How Often Can You File Chapter 13 Bankruptcy? If you want to file a Chapter 13 now, but you filed a prior bankruptcy, you can file a new Chapter 13 with the following limitations. A New Chapter 13 Following A
How Often Can You File Chapter 7 Bankruptcy?
Posted on 07.20.15
How Often Can You File Chapter 7 Bankruptcy? If you want to file a Chapter 7 now, but you filed a prior bankruptcy, you can file a new Chapter 7 with the following limitations. A New Chapter 7 Following A
Can A Debtor Buy a Home After Chapter 7 Bankruptcy?
Posted on 06.3.15
Can A Debtor Buy a Home After Chapter 7 Bankruptcy? Yes, a debtor is allowed to buy a home following a Chapter 7 (liquidation) bankruptcy. Here is how that can happen. [Can A Debtor Buy A Home While In
Can A Debtor Buy a Home While In Chapter 13 Bankruptcy?
Posted on 06.2.15
Can A Debtor Buy a Home While In Chapter 13 Bankruptcy? Yes, a debtor is allowed to buy a home even when in an active Chapter 13 (reorganization) bankruptcy. Here is how that can happen. [Can A Debtor Buy
Unpaid Water Bills Can Lead To A Lien On Your Home
Posted on 05.29.15
Unpaid Water Bills Can Lead To A Lien On Your Home If you do not pay the water bill for your home that receives water/sewer service, then that unpaid bill can become a lien on the home. That lien, if
Is One Spouse Liable for the Medical Bills of the Other?
Posted on 02.5.15
One Spouse’s Liability for Debts of the Other Here is a common scenario. Spouse #1 goes to the doctor to have some body part fixed. Let’s say the bill to the Spouse for those services is $1,000. Twelve months later, Spouse #1 and
What is a “Medical Bankruptcy”?
Posted on 12.29.14
What is a Medical Bankruptcy? Actually, that is a trick question. There is no such thing under the law as a “medical bankruptcy.” There is no option under the Bankruptcy Code to file bankruptcy solely on medical debt. Any