We Offer Video & Phone Free Initial Bankruptcy Consultations [Coronavirus (COVID-19) Concerns?]

The Corona Virus and Video/Phone Bankruptcy Consultations The Coronavirus (COVID-19) is making personal contact less safe.  Venturing out for appointments is more difficult (kids at home due to surprise school closings, limits on public gatherings, etc.).  We want you to

Notice: Corona Virus (COVID-19) – Bankruptcy 341 Meetings

We just received this notice from the Court regarding attendance at Bankruptcy 341 Meetings during this period when people are concerned about exposure to the coronavirus (COVID-19).  Yes, 341 Meetings can be rescheduled.  The Notice reads as follows: Notice from

Should I Stop Paying Creditors If I’m Going to File for Bankruptcy?

If you are current on your debts, but you know you are going to be filing bankruptcy soon, it is reasonable for you to ask if you can/should stop paying your debts now. When a Debtor files bankruptcy, the “automatic

What is the UST Bankruptcy Information Sheet Every Debtor Must Read?

Bankruptcy Information Sheet:  The 341 Meeting Requirement The United States Bankruptcy Code requires that each debtor affirm at their 341 Meeting that they have read the “Bankruptcy Information Sheet” (BIS) in order to complete the 341 Meeting.  The “Bankruptcy Information

Retired With Debt Struggles: Do I Need to File Bankruptcy?

Retired With Debt: Do I Need To File Bankruptcy? In most cases, when a person retires, their retirement income is less than their prior working income. Unfortunately, existing creditors still want to be paid on time and in full; they

How Long After Bankruptcy, Foreclosure or a Short Sale Until I Qualify for a Home / Mortgage Loan?

I represent many people that file bankruptcy, have a short sale or foreclosure. So, I get the following expected questions on a regular basis. After Bankruptcy – When Do I Qualify To Buy a Home? After Foreclosure – When Do I Qualify To

How Often Can You File Chapter 7 Bankruptcy?

How Often Can You File Chapter 7 Bankruptcy? If you want to file a Chapter 7 now, but you filed a prior bankruptcy, you can file a new Chapter 7 with the following limitations.  A New Chapter 7 Following A

Can A Debtor Buy a Home After Chapter 7 Bankruptcy?

Can A Debtor Buy a Home After Chapter 7 Bankruptcy? Yes, a debtor is allowed to buy a home following a Chapter 7 (liquidation) bankruptcy.  Here is how that can happen.   [Can A Debtor Buy A Home While In

Is One Spouse Liable for the Medical Bills of the Other?

One Spouse’s Liability for Debts of the Other Here is a common scenario.  Spouse #1 goes to the doctor to have some body part fixed.  Let’s say the bill to the Spouse  for those services  is $1,000.  Twelve months later, Spouse #1 and

What is a “Medical Bankruptcy”?

What is a Medical Bankruptcy? Actually, that is a trick question.  There is no such thing under the law as a “medical bankruptcy.” There is no option under the Bankruptcy Code to file bankruptcy solely on medical debt.   Any