Can A Debtor Buy a Home After Chapter 7 Bankruptcy?

Can A Debtor Buy a Home After Chapter 7 Bankruptcy? Yes, a debtor is allowed to buy a home following a Chapter 7 (liquidation) bankruptcy.  Here is how that can happen.   [Can A Debtor Buy A Home While In

Can A Debtor Buy a Home While In Chapter 13 Bankruptcy?

Can A Debtor Buy a Home While In Chapter 13 Bankruptcy? Yes, a debtor is allowed to buy a home even when in an active Chapter 13 (reorganization) bankruptcy.  Here is how that can happen.   [Can A Debtor Buy

Is One Spouse Liable for the Medical Bills of the Other?

One Spouse’s Liability for Debts of the Other Here is a common scenario.  Spouse #1 goes to the doctor to have some body part fixed.  Let’s say the bill to the Spouse  for those services  is $1,000.  Twelve months later, Spouse #1 and

Mortgages, Reaffirmation Agreements & Credit Reports

A Mortgage Not Reaffirmed & Not On Your Credit Report You may be reading this because your mortgage company has told you that they cannot (or will not) report your mortgage payment history on your credit report because you did

How Can a Consumer Get A Free Credit Report?

Free Annual Credit Report – Federal Requirement Each consumer is entitled by federal law to one free credit report per year from each of the three main credit reporting agencies.   The easiest way to get your free report is to

Your Credit Score & Bankruptcy: Sometimes It Goes Up (162 Points!)

  162 Point Increase Projected People often ask me how filing bankruptcy will impact their credit.  Well, in this particular case, CreditExpert predicts this client’s creditor score will increase by 162 points in the 12 months after filing bankruptcy.   View

Are You Stressed and Tired? It might be “Decision Fatigue”.

WHAT DO I DO NOW?!? Posted below is an article that explains how making decisions becomes overwhelming.  IN FACT, people that are experiencing financial problems might suffer more than others from “Decision Fatigue“.   Money is tight and every money spending

How Long Does a Bankruptcy Stay On Your Credit Report?

Consumer credit reports and the information contained therein can have a significant impact on a person’s life from borrowing, to insurance, to housing, to employment.  Therefore, the content of a consumer’s credit report can really matter. What information can be

USEFUL LINK: United States Code – FindLaw

Why It’s Useful:  This is a link to search the US Code, including Title 11 (the Bankruptcy Code) Subject:   Search United States Code – FindLaw Useful Link:  http://codes.lp.findlaw.com/uscode   NOTE:  This post is one of the many “Useful Links” you will find